Personal Banking

House is when one’s heart is

PICTURE THE NUMBER OF CHOICES

We are able to help fund your eyesight and turn any homely household to the house of the aspirations.

Please Scroll towards the left to look at the remainder dining dining table

	INTEREST RATE	OPTIMUM LOAN AMOUNT	MAXIMUM LOAN TO VALUE	OPTIMUM TERM
TRADITIONAL MORTGAGE LEARN MORE	$510,400	97%	30 years
JUMBO LOAN LEARN MORE	Fixed Adjustable	$3,000,000	85per cent	30 years
PORTFOLIO LOAN LEARN MORE		$2,000,000	90%	three decades

All home mortgages are at the mercy of credit approval and home assessment.

Please Scroll towards the left to see all of those other dining dining table

	INTEREST RATE	MAXIMUM LOAN AMOUNT	MAXIMUM LOAN TO VALUE	MAXIMUM TERM
FHA LEARN CONSIDERABLY	Fixed Adjustable	$510,400	96.5%	30 years
VA LEARN MORE	Fixed Adjustable	$510,400	100%	30 years
USDA LEARN MORE	Fixed	$510,400	100%	30 years
PENNSYLVANIA HOUSING FINANCE AGENCY (PHFA) LOAN learn more	Fixed	$510,400	97%	30 years
HOMEREADY MORTGAGE LEARN MORE	Fixed	$510,400	97%	30 years

APPLY NOW

All home loans are at the mercy of credit property and approval assessment.

Please Scroll towards the left to look at all of those other dining dining dining table

	INTEREST	OPTIMUM LOAN AMOUNT	OPTIMUM LOAN TO VALUE	OPTIMUM TERM
PORTFOLIO LOAN LEARN MORE	Adjustable	$2,000 https://nationaltitleloan.net,000	90%	three decades
RESIDENCE IMPROVEMENT TYPE OF CREDIT LEARN CONSIDERABLY	Adjustable with fixed-rate option 1	$350,000 2	85%	25-year 3

All home loans are susceptible to credit property and approval assessment.

1. Fixed-rate loan option relates to a house equity credit line with the absolute minimum outstanding stability of $5,000 and enables at the most three (3) interest hair throughout the 10-year draw duration with $100 charge per lock.
2. Loan sizes more than $250,000 need Univest to be in first lien position.
3. The Annual portion Rate (APR) during the 10-year draw duration is adjustable and in line with the Prime Rate published into the Wall Street Journal, and also a margin. The present Prime speed is 4.75 percent at the time of 08/22/2018. The minimum APR is 3.00%; maximum APR is 18.00%. The real rate of interest and terms may alter whenever you want before or after account opening. Following the 10-year draw period the total amount will transform up to a 15-year fixed-rate principal and interest re re payment at a consistent level in place during those times.

Please Scroll towards the left to see the remainder dining table

	INTEREST RATE	MAXIMUM LOAN AMOUNT	MAXIMUM LOAN TO VALUE	MAXIMUM TERM
CONSTRUCTION-TO-PERMANENT LEARN MORE	Fixed Adjustable	$2,000,000	90%	12 months
LOT LOAN LEARN MORE	Fixed	$250,000	75percent	24 months by having an amortization that is 15-year

All home mortgages are at the mercy of credit property and approval assessment.

Please Scroll towards the left to look at all of those other dining dining table

	RATE OF INTEREST	OPTIMUM LOAN AMOUNT	OPTIMUM LOAN TO VALUE	OPTIMUM TERM
PORTFOLIO LOAN LEARN MORE	Adjustable	$2,000,000	90%	three decades
SWING LOAN LEARN MORE	Adjustable	$350,000	80%	one year
great deal LOAN LEARN MORE	Fixed	$250,000	75%	two years having a 15-year amortization
Adjustable	$1,000,000	95%	three decades

All home loans are susceptible to credit property and approval assessment.

Please Scroll towards the left to see the remainder dining table

	RATE OF INTEREST	OPTIMUM LOAN AMOUNT	OPTIMUM LOAN TO VALUE	OPTIMUM TERM
TERM LOAN APPLY NOW	Fixed	$350,000 2	85%	15 years
CREDIT LINE APPLY NOW	adjustable having an option that is fixed-rate	$350,000 2	85%	25 years 3

For a house equity loan or credit line.

*New house equity term loans of $25,000 or even more and new house equity type of credit applicants that take an initial draw associated with the smaller of $25,000 or 50percent of the line at closing, will get a credit toward shutting costs and costs centered on qualified loan tiers: • Amounts from $5,000 to $150,000 will get a credit up to $250 • quantities from $150,001 to $250,000 will receive a credit up to $525 • quantities from $250,001 to $350,000 will get a credit up to $675

Offer and loan are susceptible to approval. If closing costs and charges are significantly less than the qualified credit amount, the particular expenses are used. If closing expenses and charges surpass the qualified credit quantity, the balance for the closing expenses and charges will likely to be compensated by the loan recipient(s). Offer is just legitimate on brand new house equity term line and loan of credit applications. Offer will not connect with refinances on current Univest house equity loans, is not along with any kind of offer and it is susceptible to alter with no warning.

All loan requests are susceptible to approval. Interest levels differ according to credit history as well as other credit requirements, including loan to value for home-secured loan needs.

1. Fixed-rate loan option relates to a property equity personal credit line with the very least outstanding stability of $5,000 and permits no more than three (3) interest hair through the draw that is 10-year having a $100 cost per lock.
2. Loan sizes in excess of $250,000 need Univest to take first position that is lien.
3. The percentage that is annual (APR) during the 10-year draw duration is adjustable and on the basis of the Prime Rate published when you look at the Wall Street Journal, and also a margin. The Prime that is current Rate 4.75 % at the time of 08/22/2018. The minimum APR is 3.00%; maximum APR is 18.00%. The interest that is actual and terms may alter at any time before or after account opening. Following the draw that is 10-year the total amount will transform to a 15-year fixed-rate principal and interest re re re payment at a consistent level in place in those days.